See if you qualify for financing through Mosaic for your home improvement project.

Contact our office today to get started on your Pre-qualification. It's as easy as us sending you a link to your email or phone to get you started!

Your home improvement project is within your reach! At Sam Karam & Sons, we have multiple financing plans available to help you build your new deck, roof, sun room, or addition. Call us today at 508-997-4746 or contact us through the form below. Some of our financing options include:


*Subject to qualifying credit approval during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months

*No interest plans available subject to qualifying credit approval minimum monthly payments during promotion period making minimum monthly payments during promotion period may not pay off entire balance all interest is waived if the purchase amount is paid in full within 12 months.

Homeowners Can Pre-qualify with a Soft Credit Inquiry


  • Homeowners can pre-qualify for financing with just a soft inquiry which will not impact their credit score.
  • The hard inquiry is deferred until a loan is approved and funds are disbursed
  • Consumer credit scores are protected while homeowners are still in early decision-making stages
  • Homeowners can submit all verifiable personal income for consideration

A few FAQs about Pre-qualification

So is a soft credit inquiry sufficient to determine if a homeowner qualifies for financing?

Yes! If an applicant is pre-approved through a soft credit pull, their approval for financing is good for 60 days.

Will a homeowner ever see a hard inquiry on their credit report?

Yes, once loan proceeds are disbursed, the lender will place a hard inquiry on the borrower's credit file.
Home Improvement Loans through the Mosaic platform are made by WebBank, Member FDIC, Equal Housing Lender